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For asset finance brokers

In use at a pilot brokerage

Know which lenders fit before you apply.

From car and personal loans to trucks, machinery and business equipment, describe the deal once. Ezi checks it against lenders' rate cards and credit policies, ranks the lenders that fit by rate, and builds a quote you can walk your client through.

What asset finance covers

Car, personal, business and equipment loans, in one place.

Asset finance is more than car loans. Ezi knows the asset types and loan structures lenders price by, so every deal your brokers write starts from the same lender knowledge.

  • Car loans New and used cars, electric vehicles and motorcycles
  • Personal loans Secured and unsecured loans for personal use
  • Business loans Business loans and lines of credit
  • Trucks and commercial vehicles Utes, vans, rigid trucks, prime movers, trailers and buses
  • Construction and materials handling Excavators, loaders, cranes, forklifts and access equipment
  • Farm machinery Tractors, harvesters, seeders, sprayers and livestock equipment
  • Caravans, boats and leisure Caravans, camper trailers, boats, jet skis and horse floats
  • Business equipment Medical and dental, IT, commercial kitchens, fitouts and solar

Written as chattel mortgages, commercial hire purchase, finance leases, rentals, personal and business loans, and lines of credit, for personal or business use. Which lenders take a deal depends on each lender's policy, and Ezi checks that for you.

Why quoting is slow

Every lender tiers, prices and documents your deal differently.

  • Tiers

    Each lender grades the client, the asset and the deal its own way, so one deal lands in a different tier at each lender.

  • Loadings

    Asset age, private sales and balloons can each load the rate, differently at every lender, so a rough quote is easy to get wrong.

  • Eligibility

    ABN and GST history, property backing, asset type and loan size rule lenders in or out, and one missed detail can bounce the application.

  • Documentation

    Low doc, lite doc and full doc mean different paperwork at each lender, so it's easy to ask a client twice.

Ezi reads it all from the documents your team loads, lender by lender, so you can spend the call on your client instead of the fine print.

Lender detail, handled

Ezi reads every lender's rate cards and policy documents.

Ezi reads each lender's rate cards and credit policies, so the figures you quote come from the lender's own documents.

  • 44 lenders live in asset finance Lenders with live, extracted documents in Ezi on our internal operator dashboard, 7 September 2026 (44 of 45 active lenders).
  • Asset classes

    Describe the asset your way. Ezi matches it to each lender's own category, like a prime mover to trucks.

  • Lender eligibility

    Which lenders' policies fit the deal on trading history, property backing, credit and loan size.

  • Tiering

    Your client's tier at each lender, so you start from the right rate.

  • Rates and loadings

    Base rates by tier and term, and the loadings that move them.

  • Fees

    Lender and broker fees, and which can be capitalised, so the amount financed adds up.

  • What the deal pays

    For lenders with commission terms loaded, your commission with caps, floors and loadings applied, beside the quote.

  • Documentation

    The paperwork each lender needs for this customer, by doc level.

  • Why a lender is out

    Ezi names the policy rule that excludes a lender, so you can explain it to the client.

Lender panel

See which of your lenders Ezi knows.

The lenders on Ezi's panel today, grouped by industry and sorted by name.

Asset finance 44

Lenders with live, extracted documents in Ezi on our internal operator dashboard, 7 September 2026 (44 of 45 active lenders).

  • Affordable Car Loans
  • AFS
  • Alex Bank
  • AMMF
  • Angle
  • Autopay
  • Azora
  • Banjo
  • Bizcap
  • BOQ
  • Branded Financial Services
  • Capital Finance
  • CarStart
  • CFI Finance
  • Dynamoney
  • Earlypay
  • Finance One
  • Firstmac
  • Flexi
  • Latitude
  • Liberty
  • Lumi
  • Metro
  • Money 3
  • MoneyMe
  • MoneyPlace
  • Moneytech
  • Morris Finance
  • Multipli
  • NOW Finance
  • Pepper
  • Plenti
  • Prospa
  • RACV
  • Rapid Loans
  • Resimac
  • ScotPac
  • Selfco
  • Shift
  • Society One
  • Veya Money
  • Volkswagen
  • Westpac
  • Wisr

Health and Energy each get their own panel when they launch.

Health · Coming 1 OctoberEnergy · Coming 1 November

From first question to paperwork

Work through each deal without a calculator or spreadsheet.

Discover, compare, structure, quote and document real asset finance deals, with the lender detail to hand at every step.

  1. Discover

    Describe the deal once, in plain English. Ezi asks for what the lenders need.

  2. Compare

    See which lenders' policies fit the deal, ranked by effective rate, and the reason each other lender is left out, before you apply.

  3. Structure

    Deposit, trade-in, your broker fee and capitalised fees add up line by line, with no spreadsheet.

  4. Quote

    Tier, asset match, rate and repayment for the lender you pick, with the working shown line by line.

  5. Commission

    What that lender pays you on the deal, from its own commission terms, beside the client's repayment.

  6. Document

    The paperwork that lender needs for this deal, and what may also apply, so you ask the client once.

Lender comparison ranked by effective rate: Earlypay best at 7.00%, then eight more lenders with their doc level, and Finance One not available because the loan is outside its band
Quote breakdown for one lender, from asset price and deposit to amount financed, rate and monthly repayment
Paperwork checklist listing the documents a lender requires for this customer

Product screenshots (redacted)

Quote the prime mover deal from your phone

Steps 1 to 4 in the Broker Workspace

  • Broker Workspace on a phone: Ezi asks what the client is looking to finance, with choices for a car or vehicle, business equipment, a personal loan or something else

    1 · DiscoverWhat are you financing?

  • Broker Workspace on a phone: a broker describes a prime mover deal and Ezi replies with a deal summary

    1 · DiscoverThe deal, in plain English

  • Lender comparison on a phone, ranked by effective rate, with Earlypay marked best at 7.00% and Finance One not available for this deal

    2 · CompareLenders ranked by rate

  • The quote card on a phone for Pepper, with the customer breakdown, rates, monthly repayment and the broker section

    4 · QuoteTier, rate and repayment

Product screenshots (redacted)

Behind the figures

Quote from each lender's own terms.

How Ezi checks its figures, on Trust
  • Straight from the lender

    Rates, fees and eligibility rules each come from a named lender document.

  • Checked before it is used

    Automated confidence checks on what Ezi reads, with operator review and correction, to catch misread figures early.

Book a Demo

See Ezi on your own deals.

Bring a recent deal. Watch Ezi rank the lenders that fit, build the quote and list the paperwork.